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STRATEGIC PARTNERSHIPS & AGRO-FINANCE

Strategic Alliances & Agro-Finance Solutions

Smart Money Microfinance recognises that meaningful growth is achieved through strong partnerships that strengthen Zimbabwe’s productive sectors particularly agriculture.

Matrix Fertilisers
Partnership

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Smart Money has established a strategic alliance with Matrix Fertilisers to support Zimbabwe’s agro-based economy through structured financial solutions.

This partnership enables farmers to access quality fertilisers and agricultural inputs through flexible credit facilities, reducing upfront financial pressure during critical planting periods.

By aligning finance with agricultural supply chains, Smart Money and Matrix Fertilisers contribute to improved productivity and stronger value chains across the country.

Matrix Fertilisers

Grow Now. Pay Later.

 

The Grow Now. Pay Later. scheme is a flagship agro-finance initiative designed to support Zimbabwean farmers.

Through this programme, eligible growers can:

  • Access fertilisers and key agricultural inputs on credit

  • Manage cash flow during planting season

  • Repay in alignment with harvest cycles

The scheme supports:

  • Civil Servants engaged in farming

  • Small-Scale Growers

  • Commercial Farmers

By bridging the gap between input acquisition and harvest income, Smart Money strengthens agricultural resilience and national food security.

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Supporting Zimbabwe’s Productive Economy

As a licensed financial institution and recognised industry leader, Smart Money continues to expand strategic alliances that enhance access to finance in key economic sectors.

Through partnerships, sustainable finance, and sector-focused lending, Smart Money remains committed to responsible growth that supports Zimbabwe’s long-term economic development.